Making Money & How To Save It!

Happy Saturday, everyone!

Breakfast at Tiffany's: Breakfast at Tiffany's

I’ve been working a temporary job for three years now. While the pay is decent, I don’t get sick leave or vacation leave or any leave for that matter. However, I recently found out that my position is now permanent! That means I get paid leave & benefits. A true blessing!

As they say, with great power comes great responsibility. That means this new-found additional pay has got me thinking. I really need to start thinking about my future, specifically financially. I have no student loans, which is a plus. However, I’m slowly working my way towards a bachelor’s degree. This requires me to pay out-of-pocket for my classes. If you’ve been to college, you know the cost of taking just one class. Hence, my slow ascent to a four year degree.

While college is one thing, I also like nice things. It’s the fashionista in me. But my frivolous spending, while not a huge problem, could be subdued a bit. Here are a few things I’m going to do to help keep my spending in check:

  • Buy Things I Need ~ Rather than add another purse to my collection, I’ll instead buy shoes that are work appropriate. Yes, still spending on fashion. Just more sensible purchases that get more use for their cost.
  • Use What I Have ~ Purses, shoes, movies, beauty products. Things I already bought need to be used.
  • Have Cash On Hand ~ When I see my money leave my hands, rather than swiping a card, I’m more liable to put my items back.
  • Stay Organized ~ Having my room clean & organized will help me see what I already have. Then I won’t think I need some new flats when I see them sitting in my closet.
I’m hoping little things like that will keep me in check with my money. At the very least, I should become more aware of where my money is going. Every little bit helps!

9 thoughts on “Making Money & How To Save It!

  1. If you’re interested in learning how to live on a budget, to should check out Face Ramsey’s Financial Peace University. Its great! I am trying to curb my spending as well and save more money.

  2. Wise advice, Lindsey! I’ve been shopping with cash for a few years now, and it really does help curb impulse purchases. It’s much harder to part with cash than it is to whip out the credit card!

  3. Good advice! I like to rotate out certain items as well (clothing, shoes, purses, jewelry, etc) and keep them in a box. When I’m feeling bored with what I have and feel like I “need” to go shopping, I’ll pack some of those up and whip out that box. It feels like you have new stuff! I also shop at thrift stores (they’re not all bad!) and can find some great brands in awesome condition. Case in point: I saw a gorgeous GAP leather jacket in great condition for $36 a few days ago. It just didn’t fit me. Coupons also really help! πŸ™‚

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